ANALISIS KINERJA KEUANGAN PADA PT BANK CENTRAL ASIA, TBK BERDASARKAN RASIO LIKUIDITAS, SOLVABILITAS, DAN PROFITABILITAS

Titik Purwaningtyas; Puput Ria Edhi  Widyaningrum

doi:10.34127/jrakt.v10i1.1603

Authors

Titik Purwaningtyas Politeknik LP3I Jakarta
Puput Ria Edhi Widyaningrum Politeknik LP3I Jakarta

DOI:

https://doi.org/10.34127/jrakt.v10i1.1603

Keywords:

Financial Ratio Analysis, Liquidity Ratio, Solvency Ratio, Profitability Ratio

Abstract

The success of PT Bank Central Asia, Tbk in innovating products and services that meet the needs of customers, has made BCA receive attention from the public and investors. The success of a bank can also be seen from its financial statements which reflect the ability to generate profits, manage assets, pay liabilities and optimize capital. The purpose of this study was to determine the condition of the financial statements, determine the calculation of financial ratio analysis and interpretation of the results of ratio analysis at PT Bank Central Asia, Tbk. This research uses quantitative descriptive method using data obtained from literature and field studies. Based on the results of data analysis shows the financial condition of PT Bank Central Asia, Tbk in a healthy state when viewed from the liquidity ratio, solvency ratio, and profitability ratio. Which means PT Bank Central Asia must maintain and also improve its financial health by paying attention to the balance between assets, liabilities and equity to maximize net income from its income.

References

Hary. (2019). Manajemen Perbankan. Jakarta: PT Grasindo.

Hidayati, Faquita, Nur Rohmah. (2024). Pentingnya Evaluasi Keuangan dan Mengetahui Ratio Keuangan. Jakarta: PT Elementa Media Literasi.

Indah, Besse Riyani. (2024). Buku Ajar Analisis Estimasi Biaya Jilid 1. Pekalongan: PT Nasya Expanding Management.

Indrawan, Andri, Tina Kartini, Elan Eriswanto. (2025). Analisa Laporan Keuangan. Bekasi: AlungCipta.

Maharani, Diva Damai., et. al. (2025). “Analisis Rasio Keuangan pada PT. Bank BCA, PT. Bank BNI, PT. Bank Mega, PT. Bank BRI di Indonesia TahunTahun 2019-2023” da-lam Jurnal Mutiara Ilmu Akuntansi, Vol 3 No 1 (hal 205-230). Surabaya: Universitas 17 Agustus 1945.

Mulyana, Asep, et. al. (2024). Analisa Laporan Keuangan. Makkasar: CV. Tohar Media.

Putri, Yolanda Maulida., Arief Rahman., Kusni Hidayati. (2021). “Analisis Rasio Profitabili-tas, Rasio Likuiditas, dan Rasio Solvabilitas, dalam Menilai Kinerja Keuangan pada PT. Bank Rakyat Indonesia (Persero), Tbk yang Terdaftar di Bursa Efek Indonesia” dalam Equity Jurnal Akuntansi, Vol 2 No 1 (hal. 14-26). Surabaya: Departemen Akuntansi, Universitas Bhayangkara.

Rifqiawan, Raden Arfan. (2020). Memahami Laporan Bagi Praktisi dan Akademi Hukum Syariah. Semarang: Mutiara Aksara.

Sari, Devi Wita. (2022). Analisis Rasio Laporan Keuangan Pada PT. Mayora Indah Tbk Tahun2019-2021. In Tugas Akhir. Jakarta: Politeknik LP3I Jakarta.

Satri. (2024). Analisis Kinerja Keuangan Pada PT Bank Central Asia Tbk Yang Terdaftar Di Bursa Efek Indonesia Tahun 2019-2022. In Skripsi. Yogjakarta: Universitas Cen-dekia Mitra Indonesia.

Thian, Alexander. (2022). Mengenal & Memahami Laporan Keuangan. Yogyakarta: Pen-erbit Andi.

Thian, Alexander. (2022). Analisa Laporan Keuangan. Yogyakarta: Penerbit Andi.

Thian, Alexander. (2022). Analisa Fundamental. Yogyakarta: Penerbit Andi.

Tompoh, Estelita., Wilfried Seth Manoppo., Joanne V. Mangindaan. (2023). “Analisis Kiner-ja Keuangan Bank Dilihat Dari Aspek Likuiditas, Solvabilitas dan Profitabilitas PT. Bank Mandiri Tbk” dalam Jurnal Productivity, Vol 4 No 5 (hal 694 - 696). Manado: Universitas Sam Ratulangi.